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Insurance That Protects Your Property

Securing quality solutions for real estate firms, construction companies, and more.

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Industries We Specialize In

While we specialize in many business solutions and industries, we offer valuable expertise in the areas of real estate and construction. Take a look to learn more about each coverage and allow us to enlighten you on how this coverage can apply to your individual business.

Business Owners
Multifamily Properties
Office Buildings

Collaborative Insurance Solutions LLC

Your trusted independent insurance provider.

Collaborative Insurance Solutions offers protective policies to businesses, individuals, and families across the New England and Mid-Atlantic region. Our expertise encompasses many industries with a special focus on various types of real estate and construction firms.

Our professional agents offer many years of experience and understand the risks you are exposed to. We proudly work with clients looking for a team that offers invaluable knowledge and expertise, quality insurance, and unmatched service. Find out how we can help you.

About UsWhy Go Independent?
What makes our agency different?
We represent multiple insurance companies.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.

What Makes Collaborative Insurance Solutions LLC Special

Here’s what sets us apart when it comes to serving your insurance needs.

Industry Expertise

Our agents are heavily involved in the industries we serve, which helps secure the most suitable coverage possible.

Broad Coverage

We serve clients across New England and the Mid-Atlantic region to include CT, MA, ME, NC, NH, RI, SC, VA, VT, and TX.

Professional Agents

With extensive experience, our team understands what it takes to bring you quality insurance solutions.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Condo Building
Property Insurance
Risk Factor

Condo and co-op associations may face severe financial consequences from property loss due to fire, wind, or other causes.


Commercial property insurance should provide coverage for damage to the building, personal property owned by the association, and income lost due to a covered cause of loss.

General Liability
Risk Factor

Condo and co-op associations are susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more. The association could also face lawsuits from claims associated with common areas such as hallways, stairwells, swimming pools, and parking areas.


General liability insurance is an absolute necessity for any association. It provides coverage for legal fees and judgments when the association is named in a covered lawsuit.

Crime and Fidelity Bond Insurance
Risk Factor

Crime and fidelity bond insurance is designed to provide coverage to cooperative and condominium associations to protect them from theft of funds or association-owned personal property by an employee, board member and in some cases, the property management firm.


Crime and fidelity coverage is designed to provide coverage for employee dishonesty, forgery and alteration, computer fraud, counterfeiting, and more.

Systems Breakdown Insurance
Risk Factor

With technology performing many tasks in today's world, a breakdown can cause a significant financial burden, including the cost to repair the equipment and any resulting lost income or extra expenses.


Comprehensive coverage provides protection against equipment mechanical breakdown for machinery such as heating and cooling equipment and elevator motors.

Directors and Officers Liability Insurance
Risk Factor

Directors and officers (such as board members) can be held accountable for decisions they make in the performance of their duties. Any resulting lawsuits are typically expensive to defend and can result in potentially large settlements.


Directors and officers liability insurance provides coverage for the legal costs to defend a covered lawsuit and may also provide the money necessary for any resulting judgments.

Commercial Umbrella Insurance
Risk Factor

What happens when your condo or co-op building faces a large liability loss that exceeds the basic limit of your standard policy?


A commercial umbrella policy will provide extra coverage over and above general liability, directors and officers liability, auto liability, and employers liability policies. Limits start at $1,000,000 and go as high as $200,000,000.

Cyber Liability Insurance
Risk Factor

Technology has spun a whole new web of liability exposures including the need for protection of privacy, data, and financial information for your association residents. Breach of their data can result in costly fees and lawsuits for the association if held liable.


Cyber liability coverage covers fees and lawsuits resulting from the breach of personal data, assuming that the association is liable.

Environmental Insurance
Risk Factor

Pollutant clean-up is generally excluded from the basic policies. Leaking of a fuel tank can be very costly to remediate.


Environmental insurance provides coverage for clean-up costs and third party lawsuits as a result of a leak from the tank or related pipes.

Sponsor / Investors Owned Units Insurance
Risk Factor

Typically the policies for the association exclude coverage for the sponsor or holder of unsold shares for the interior of the units they own.


A policy should be maintained to provide coverage for what you are responsible for within the unit, as well as any lost income and lawsuits resulting from acts within the unit.

Condo Building Insurance 101

Make sure you cover the unique risks you face with condo building insurance.

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We serve clients in over 30 states nationwide with a focus in the New England and Mid-Atlantic regions.

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